Financial Arrangements

Making Affordable Dentistry Possible

We make affordable dentistry possible.

At James Otten Dentistry, we are dedicated to keeping you informed about not only your dental options, but also your financial options. Like our care, our fees are individualized to your specific needs and oral health goals and you can always be assured that you are charged a fair fee for the excellent care provided to you. Because we do not want financial misunderstandings to compromise our relationship with you, we’ve created a clear and concise financial policy so that you will know exactly what to expect.

Payment is due at the time of service, and we accept the following options:
• Cash
• Check
• American Express
• Mastercard
• Visa
• Discover
• FSA (Flexible Spending Accounts)
• HSA (Health Savings Accounts)

FINANCING – We are proud to say that we also offer low or no interest financing options through Lending Club and Care Credit.

INSURANCE – Although we are not in-network for any policies, we will do everything we can to help you get the maximum possible benefits under your dental insurance policy, and that includes filing your claim directly with your insurer. Since your policy is a contract between you and your insurer, your benefits will be paid directly to you. You are responsible for making the full payment for your dental services.

Regardless of the payment option you choose, we will never compromise on the quality of care that we provide. Our goal is to provide you with all of your dental care options, as well as the risks and costs associated with them. From there, it is up to you to decide what level of care you want to pursue and how much you are willing to pay for it.